Fee Schedule Effective February 1, 2011 |
The following maybe assessed against your account: |
ACH Fees |
ACH NSF Return fee |
$29.00 |
ACH NSF Non Return Fee |
$29.00 |
ACH Stop Payment Fee |
$25.00 |
ACH Notice of Change/Manual Posting |
$2.00 |
RBCU ATM Fees |
RBCU ATM |
N/C |
Foreign ATM – 6 Free Per Month |
$1.00 |
Debit Card Fees |
Debit Card Replacement |
$10.00 |
Reactivate Debit Card |
$20.00 |
Temporary Limit Increase |
$10.00 |
Share Draft Fees |
Overdraft Item Paid |
$29.00 |
Overdraft Item Returned |
$29.00 |
Draft Copies |
$2.00 |
NSF Transfer From Savings |
$5.00 |
Check Reject Fee |
$2.00 |
Stop Payment |
$25.00 |
Block Stop Payment |
$30.00 |
Returned Deposited Items |
$20.00 |
Share Account Fees |
Below Par Value (Monthly) |
$5.00 |
Withdrawal: Over limit of 6 per month |
$1.00 |
Dormant Account (Monthly) |
$5.00 |
Account Closure (Within 90 Days of opening) |
$25.00 |
Savings Inactivity After 12 Months |
$1.00 |
Returned Deposited Items |
$20.00 |
Official Check Fees |
Member Payee |
N/C |
Other Payee |
$2.00 |
Stop Payment (or our cost if larger) |
$30.00 |
IRA Fees |
Close IRA Account |
$20.00 |
Wire Transfer Fees |
Wire Transfer (Domestic) |
N/C |
Wire Transfer Out (Domestic) |
$25.00 |
Western Union Fees |
Western Union (Domestic) |
$25.00 |
Loan Fees |
Replace Loan Coupon Book |
$5.00 |
Returned Chcek on Loan Payment |
|
Travelers Cheque Fees |
AE Gift Cheques (Per Cheque) |
$1.25 |
AE Travelers Cheques (per $100) |
|
AE Travelers Cheques for two (per $100) |
$1.50 |
Statement Fees |
Copies Of Statements |
$5.00 |
Returned Statement Fee |
$5.00 |
Miscellaneous Fees |
Account Balance/Research (Perhour-1 hr min) |
$20.00 |
Account Printout |
$1.00 |
Certified Mail |
$4.00 |
Copies Of letters (Per item) |
$2.00 |
Faxed Item Outgoing (Per Page) |
$1.00 |
Faxed Item Incoming |
$0.50 |
Money Order |
$2.00 |
Official Retrieval (our cost plus) |
$2.00 |
Phone Transfer Fee |
$1.00 |
Rolled Coin per roll (5 Or More Rolls) |
$0.10 |
Verification of Deposit |
$5.00 |
Visa Gift Card |
$3.00 |
Internet Banking |
Free |
Phone Banking Bill Pay |
Free |
Bill Pay |
Free |
Bill Pay Inactivity Monthly Fee- After 90 days |
$10.00 |
International Services |
Varies |
Legal Charges |
Tax Levy/Garnishment/Citation/Lien/Etc |
$50.00 |
Check Cashing |
Check Cashing (Per Check) |
$5.00 |
Does Not Apply To Members With: |
A current loan in good standing |
A current aggregated balance of $250 or more |