RBCU offers a wide variety of loan products ranging from signature loans to mortgage loans. Our rates are reviewed weekly to insure we are offering the lowest possible rates to our members.

Rockford Bell Credit Union makes loans without regard to race, color, religion, national origin, sex, handicap, or familial status.


Auto Loan

Buying a car doesn’t have to be stressful. With affordable rates on new or used vehicles, boats, trailers and more, we’re here to help every step of the way. Here are helpful links to help you with your search:

Current Promotions

Auto Shopping Center

Monthly Payment Calculator

Refinance Tool

Car Comparison Tool

Consumer Loans

We’ve got loans to help you with all the surprises in life–with surprisingly low rates. To apply for a consumer loan, please complete a Consumer Loan application online, apply in person at one of our locations or print and return to the credit union via fax or mail.

Online Consumer Loan Application

Current Rates

Mortgage Loans

With so many mortgage options out there, choosing the right one isn’t always easy. But Rockford Bell Credit Union can help! Whether you’re shopping for a new home or thinking about refinancing an existing loan, give us a call. Our experienced home loan professionals will help you find the best loan for your needs. To speak to one of our Home Loan Professionals call 815.636.2100.

Assumption – All rates based on single family homes and a credit score above 740. APR is based on mortgage amount of $125,000 with 20% down.

Online Mortgage Loan Application

Current Rates

Rates are subject to change daily and possibly throughout the day. Rates quoted must meet all credit underwriting criteria. Interest rates valid for purchase and no cash out refinancing.

VISA Credit Cards

With a low rate and exceptional benefits, our Rockford Bell Credit Union – VISA is one of the smartest credit cards you can carry. With three options–Platinum, Classic, and Classic Secured–we have a card that is right for everyone, and two ways to apply. Click on the printable application below or stop into our office today.

Online Credit Card Application

Our credit card offers:

  • Worldwide acceptance
  • Easy emergency cash
  • 25-day grace period

Unlike other bank and department store credit cards, a Rockford Bell Credit Union – VISA features:

  • A very competitive, low rate
  • No annual fee
  • Online account access

Access your Visa Information online

Overdraft Line of Credit

Life happens! Have peace of mind when unexpected costs occur with a line of credit to prevent over drafting. (subject to interest and fees) Stop into our office today to see if this is a fit for you.