Joining Rockford Bell Credit Union is easy. You have to be eligible for membership, which includes working for one of our employee groups, having a family member who already has an account or live or work in Winnebago, Boone, Ogle, Stephenson, Lee, Jo Daviess, Carroll or Whiteside County.

To open the account you need to deposit $25.00 in a Share(savings)account. $25.00 is equal to one share.

Once you deposit money in the credit union, you become a member and a shareholder. Eligible members can then vote for the credit union's Board of Directors at the Annual Meeting.

Credit unions are not-for-profit financial institutions, owned and operated by the members. Since we're not-for-profit, earnings are distributed to members in the form of better rates on savings, rebates on loans or invested in improved services for the members.

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